UPDATE // 6.18.18 // Are any of you a serial redecorator like me? I especially get into high gear in Spring, so I’ve recently been eyeing spaces in our house to add summer decor items to. I recently gave our bar cart an essential oils makeover, and I absolutely love it! The kids are so into oils now (which is so cute) so we talk about different ones they want to diffuse. My oily life habit has become a bit pricey, so I’m very grateful for our Amex EveryDay Credit Card. I get excited watching the points add up, as it means my oils collection can get more robust! The best part is that if I make 20 or more purchases on the Card in a billing period, I can earn 20% extra points on those purchases*!! That’s a lot of points…fast! While I may be putting my points towards my beloved oils, there are so many ways to use your points the way that you want – check them out here!
Guess what?? We flew to Florida on our last family vacation almost entirely for free using the American Express Membership Rewards points we earned from our everyday purchases made using our Amex EveryDay Credit Card. How awesome is that?? If you haven’t already assessed your current credit card situation to make sure you’re getting the most bang for your buck, springtime is the right time to do it! We decided to open an Amex EveryDay Card earlier this year so that as our everyday expenses add up, so do our rewards! I’ve already mentioned the awesome welcome offer below, so be sure to read through so you can get the whole picture. I just had to check in and update you on how amazing this Card is already treating us 🙂
Here are a few benefits that our family really loves…
- Earn 2x points at US supermarkets on up to $6,000 per year in purchases* • 1x points for every eligible dollar you spend* • Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases* • You can get double Membership Rewards® points on every dollar of eligible travel purchases when you use your Card to book your trip through AmexTravel.com*
*This post was sponsored by @AmericanExpress*
One of the things I get asked about a lot is how I budget with a busy family of four who also love to travel. I am so excited to be partnering with Amex to help bring you a series of content over the next few months focused around how we are affording our fun with the Amex EveryDay Credit Card!
So I know talking about personal finances can be uncomfortable for some, but in this series I will focus on sharing some of my own experience and perspective (as I do with fashion, recipes, etc.) to give some inspiration to those of you who are looking for ways to make the most out of expenses (i.e. earning rewards).
Brian and I have gone through many phases of life/careers, and with that comes an evolving way to look at our finances: changing the way we want to spend vs. save vs. invest. Our main goal is to ensure we are financially stable both now and in the future while also giving our kids and ourselves life experiences that bring us joy and memories!! Throughout the years, we have tried different approaches including different credit cards and the one thing we realized was, wait…..how can we get the most bang for buck when using a credit card? When we learned about the Amex EveryDay Credit Card, it addressed that spot on!! So we opened an account and have already transitioned it to be our primary payment for many of our daily living expenses.
In terms of budgeting, every few months (especially now that it’s tax season!) we take a good hard look at what we’ve been spending money on, how our savings are doing and discuss any adjustments we need to make. As I mentioned in a previous post <3 Brian and Grace are getting easier to travel with, so one of our goals for 2018 is to take advantage of that and start showing them more of the world. In order to afford that, we are being mindful of where we spend our daily dollars and using the Amex EveryDay Card whenever we can as we know we can earn points to put towards our travel expenses!
So why am I an Amex EveryDay Card Member? The main appeal of this card is earning the great rewards while we just go about our daily lives. So as we spend money eating at restaurants, going to the grocery store, filling up at the gas station, getting that afternoon caffeine kick at the coffee shop, etc., we are earning rewards that will help us do the fun stuff!
As you know, I always like to share a good deal with you all, so sharing this card falls right into that category as they have a great welcome offer for new Card Members:
- 0% intro APR** (annual percentage rate) on purchases and balance transfers for 15 months, then a variable rate of 14.49-25.49%
- a $0 balance transfer fee* on transfers made within the first 60 days of account opening and
- You can warn earn a welcome bonus of 10,000 Membership Rewards Points* after making $1,000 in purchases on the Card in the first 3 months
All this with no annual fee**!
So now that we have our card, I will be sharing some of the experiences we’re able to enjoy thanks in part to the rewards we’re earning every day. I will also share more about how money management plays a part in my day to day both as a family member and as a business owner. If you have any specific questions you would like me to address in future posts, comment below!
If you’re local, I definitely would recommend visiting Humbled Coffee House in Stamford — and they accept Amex!