*This post was sponsored by @AmericanExpress*
One of the things I get asked about a lot is how I budget with a busy family of four who also love to travel. I am so excited to be partnering with Amex to help bring you a series of content over the next few months focused around how we are affording our fun with the Amex EveryDay Credit Card!
So I know talking about personal finances can be uncomfortable for some, but in this series I will focus on sharing some of my own experience and perspective (as I do with fashion, recipes, etc.) to give some inspiration to those of you who are looking for ways to make the most out of expenses (i.e. earning rewards).
Brian and I have gone through many phases of life/careers, and with that comes an evolving way to look at our finances: changing the way we want to spend vs. save vs. invest. Our main goal is to ensure we are financially stable both now and in the future while also giving our kids and ourselves life experiences that bring us joy and memories!! Throughout the years, we have tried different approaches including different credit cards and the one thing we realized was, wait…..how can we get the most bang for buck when using a credit card? When we learned about the Amex EveryDay Credit Card, it addressed that spot on!! So we opened an account and have already transitioned it to be our primary payment for many of our daily living expenses.
In terms of budgeting, every few months (especially now that it’s tax season!) we take a good hard look at what we’ve been spending money on, how our savings are doing and discuss any adjustments we need to make. As I mentioned in a previous post <3 Brian and Grace are getting easier to travel with, so one of our goals for 2018 is to take advantage of that and start showing them more of the world. In order to afford that, we are being mindful of where we spend our daily dollars and using the Amex EveryDay Card whenever we can as we know we can earn points to put towards our travel expenses!
So why am I an Amex EveryDay Card Member? The main appeal of this card is earning the great rewards while we just go about our daily lives. So as we spend money eating at restaurants, going to the grocery store, filling up at the gas station, getting that afternoon caffeine kick at the coffee shop, etc., we are earning rewards that will help us do the fun stuff!
As you know, I always like to share a good deal with you all, so sharing this card falls right into that category as they have a great welcome offer for new Card Members:
- 0% intro APR** (annual percentage rate) on purchases and balance transfers for 15 months, then a variable rate of 14.49-25.49%
- a $0 balance transfer fee* on transfers made within the first 60 days of account opening and
- You can warn earn a welcome bonus of 10,000 Membership Rewards Points* after making $1,000 in purchases on the Card in the first 3 months
All this with no annual fee**!
So now that we have our card, I will be sharing some of the experiences we’re able to enjoy thanks in part to the rewards we’re earning every day. I will also share more about how money management plays a part in my day to day both as a family member and as a business owner. If you have any specific questions you would like me to address in future posts, comment below!
If you’re local, I definitely would recommend visiting Humbled Coffee House in Stamford — and they accept Amex!